ZIP Code 10013 — New York, New York

The median home in 10013 is valued at more than $2,000,000 (the Census reporting ceiling) against a median household income of $159,474, a price-to-income ratio of at least 12.5. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within New York County, 10013 ranks 35 of 41 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.8. Renting takes 17.9% of median household income (median rent $2,378 a month), under the 30% cost-burden threshold.

10013 ranks 98 of 1,572 statewide on median household income and 1 of 1,572 on median home value; its income is above the $132,518 New York County median. 30% of households own their home, far below the 80% statewide ZIP median, so most residents rent. 72% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 9.9%, in line with the 9.9% statewide ZIP median. Unemployment stands at 4.4%.

With 56,430 residents per square mile across 0.5 square miles of land, 10013 is far denser than the statewide ZIP median of 197 (rank 55 of 1,572). This is apartment-district density: expect multi-family housing, transit access and little single-family stock.