ZIP Code 10011 — New York, New York

The median home in 10011 is valued at $1,165,800 against a median household income of $146,571, a price-to-income ratio of 8.0. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within New York County, 10011 ranks 16 of 41 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.8. Renting takes 23.5% of median household income (median rent $2,868 a month), under the 30% cost-burden threshold.

10011 ranks 144 of 1,572 statewide on median household income and 38 of 1,572 on median home value; its income is above the $132,518 New York County median. 36% of households own their home, far below the 80% statewide ZIP median, so most residents rent. 79% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 9.1%, below the 9.9% statewide ZIP median. Unemployment stands at 5.1%.

With 82,240 residents per square mile across 0.6 square miles of land, 10011 is far denser than the statewide ZIP median of 197 (rank 19 of 1,572). This is apartment-district density: expect multi-family housing, transit access and little single-family stock.