ZIP Code 10009 — New York, New York

The median home in 10009 is valued at $690,600 against a median household income of $87,963, a price-to-income ratio of 7.9. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within New York County, 10009 ranks 15 of 41 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.8. Renting takes 26.3% of median household income (median rent $1,925 a month), under the 30% cost-burden threshold.

10009 ranks 630 of 1,572 statewide on median household income and 201 of 1,572 on median home value; its income is below the $132,518 New York County median. 9% of households own their home, far below the 80% statewide ZIP median, so most residents rent. 63% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 19.5%, far above the 9.9% statewide ZIP median. Unemployment stands at 5.5%.

With 97,235 residents per square mile across 0.6 square miles of land, 10009 is far denser than the statewide ZIP median of 197 (rank 8 of 1,572). This is apartment-district density: expect multi-family housing, transit access and little single-family stock.