ZIP Code 10004 — New York, New York

The median home in 10004 is valued at $1,866,400 against a median household income of $220,592, a price-to-income ratio of 8.5. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within New York County, 10004 ranks 19 of 41 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.8. Renting takes 19.0% of median household income (median rent $3,501 a month), under the 30% cost-burden threshold.

10004 ranks 22 of 1,572 statewide on median household income and 11 of 1,572 on median home value; its income is far above the $132,518 New York County median. 36% of households own their home, far below the 80% statewide ZIP median, so most residents rent. 91% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 4.1%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 0.2%.

With 7,750 residents per square mile across 0.5 square miles of land, 10004 is far denser than the statewide ZIP median of 197 (rank 216 of 1,572). This is predominantly single-family residential with suburban street patterns.