ZIP Code 14841 — Hector, New York

The median home in 14841 is valued at $297,300 against a median household income of $65,921, a price-to-income ratio of 4.5. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Schuyler County, 14841 ranks 8 of 8 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.4. Renting takes 19.4% of median household income (median rent $1,068 a month), under the 30% cost-burden threshold.

14841 ranks 1,145 of 1,572 statewide on median household income and 627 of 1,572 on median home value; its income is above the $59,467 Schuyler County median. 70% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 38% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 21.8%, far above the 9.9% statewide ZIP median.

With 41 residents per square mile across 20.2 square miles of land, 14841 is far less dense than the statewide ZIP median of 197 (rank 1,258 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.