ZIP Code 14825 — Chemung, New York

The median home in 14825 is valued at $155,500 against a median household income of $60,900, a price-to-income ratio of 2.6. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Chemung County, 14825 ranks 14 of 14 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.1. Renting takes 13.7% of median household income (median rent $694 a month), under the 30% cost-burden threshold.

14825 ranks 1,284 of 1,572 statewide on median household income and 1,182 of 1,572 on median home value; its income is in line with the $62,648 Chemung County median. 73% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 28% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 13.4%, above the 9.9% statewide ZIP median. Unemployment stands at 1.8%.

With 44 residents per square mile across 16.8 square miles of land, 14825 is far less dense than the statewide ZIP median of 197 (rank 1,232 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.