ZIP Code 14748 — Kill Buck, New York

The median home in 14748 is valued at $88,600 against a median household income of $45,000, a price-to-income ratio of 2.0. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Cattaraugus County, 14748 ranks 16 of 24 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.9. Renting takes 15.5% of median household income (median rent $581 a month), under the 30% cost-burden threshold.

14748 ranks 1,506 of 1,572 statewide on median household income and 1,536 of 1,572 on median home value; its income is below the $61,236 Cattaraugus County median. 80% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 9% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 9.6%, in line with the 9.9% statewide ZIP median. Unemployment stands at 3.2%.

With 29 residents per square mile across 16.8 square miles of land, 14748 is far less dense than the statewide ZIP median of 197 (rank 1,379 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.