ZIP Code 14736 — Findley Lake, New York

The median home in 14736 is valued at $187,500 against a median household income of $90,500, a price-to-income ratio of 2.1. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Chautauqua County, 14736 ranks 20 of 30 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.0.

14736 ranks 582 of 1,572 statewide on median household income and 981 of 1,572 on median home value; its income is above the $63,239 Chautauqua County median. 88% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 40% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 1.4%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 2.7%.

With 46 residents per square mile across 4.6 square miles of land, 14736 is far less dense than the statewide ZIP median of 197 (rank 1,219 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.