ZIP Code 14708 — Alma, New York

The median home in 14708 is valued at $58,200 against a median household income of $73,750, a price-to-income ratio of 0.8. That is far below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Allegany County, 14708 ranks 1 of 24 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.5.

14708 ranks 942 of 1,572 statewide on median household income and 1,568 of 1,572 on median home value; its income is above the $61,634 Allegany County median. 100% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 6% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 2.9%, far below the 9.9% statewide ZIP median and among the lowest in the state.

With 15 residents per square mile across 9 square miles of land, 14708 is far less dense than the statewide ZIP median of 197 (rank 1,499 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.