ZIP Code 14590 — Wolcott, New York

The median home in 14590 is valued at $93,900 against a median household income of $56,026, a price-to-income ratio of 1.7. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Wayne County, 14590 ranks 4 of 15 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.0. Renting takes 16.2% of median household income (median rent $758 a month), under the 30% cost-burden threshold.

14590 ranks 1,386 of 1,572 statewide on median household income and 1,518 of 1,572 on median home value; its income is below the $72,371 Wayne County median. 80% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 16% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 19.9%, far above the 9.9% statewide ZIP median. Unemployment stands at 5.1%.

With 82 residents per square mile across 64.5 square miles of land, 14590 is far less dense than the statewide ZIP median of 197 (rank 1,004 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.