ZIP Code 14510 — Mount Morris, New York

The median home in 14510 is valued at $97,800 against a median household income of $61,099, a price-to-income ratio of 1.6. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Livingston County, 14510 ranks 4 of 19 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.2. Renting takes 15.8% of median household income (median rent $806 a month), under the 30% cost-burden threshold.

14510 ranks 1,282 of 1,572 statewide on median household income and 1,509 of 1,572 on median home value; its income is below the $73,964 Livingston County median. 79% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 22% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 14.7%, above the 9.9% statewide ZIP median. Unemployment stands at 5.8%.

With 64 residents per square mile across 75.2 square miles of land, 14510 is far less dense than the statewide ZIP median of 197 (rank 1,080 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.