ZIP Code 14504 — Manchester, New York

The median home in 14504 is valued at $106,500 against a median household income of $61,172, a price-to-income ratio of 1.7. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Ontario County, 14504 ranks 2 of 14 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.4. Renting takes 23.3% of median household income (median rent $1,188 a month), under the 30% cost-burden threshold.

14504 ranks 1,277 of 1,572 statewide on median household income and 1,470 of 1,572 on median home value; its income is below the $75,282 Ontario County median. 80% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 22% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 10.8%, above the 9.9% statewide ZIP median. Unemployment stands at 5.4%.

With 1,379 residents per square mile across 1.2 square miles of land, 14504 is far denser than the statewide ZIP median of 197 (rank 456 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.