ZIP Code 14416 — Bergen, New York

The median home in 14416 is valued at $167,200 against a median household income of $80,298, a price-to-income ratio of 2.1. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Genesee County, 14416 ranks 9 of 13 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.0. Renting takes 13.0% of median household income (median rent $868 a month), under the 30% cost-burden threshold.

14416 ranks 773 of 1,572 statewide on median household income and 1,105 of 1,572 on median home value; its income is in line with the $81,711 Genesee County median. 87% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 30% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 7.1%, below the 9.9% statewide ZIP median. Unemployment stands at 2.4%.

With 97 residents per square mile across 40.3 square miles of land, 14416 is far less dense than the statewide ZIP median of 197 (rank 939 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.