ZIP Code 14305 — Niagara Falls, New York

The median home in 14305 is valued at $109,200 against a median household income of $49,588, a price-to-income ratio of 2.2. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Niagara County, 14305 ranks 7 of 18 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.3. Renting takes 19.3% of median household income (median rent $798 a month), under the 30% cost-burden threshold.

14305 ranks 1,472 of 1,572 statewide on median household income and 1,457 of 1,572 on median home value; its income is below the $73,463 Niagara County median. 61% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 25% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 25.0%, far above the 9.9% statewide ZIP median and among the highest in the state. Unemployment stands at 11.3%.

With 2,107 residents per square mile across 7.8 square miles of land, 14305 is far denser than the statewide ZIP median of 197 (rank 401 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.