ZIP Code 14120 — North Tonawanda, New York

The median home in 14120 is valued at $205,300 against a median household income of $76,608, a price-to-income ratio of 2.7. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Niagara County, 14120 ranks 15 of 18 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.3. Renting takes 14.6% of median household income (median rent $932 a month), under the 30% cost-burden threshold.

14120 ranks 867 of 1,572 statewide on median household income and 904 of 1,572 on median home value; its income is in line with the $73,463 Niagara County median. 72% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 30% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 10.1%, in line with the 9.9% statewide ZIP median. Unemployment stands at 5.3%.

With 1,361 residents per square mile across 32.6 square miles of land, 14120 is far denser than the statewide ZIP median of 197 (rank 461 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.