ZIP Code 14105 — Middleport, New York

The median home in 14105 is valued at $154,900 against a median household income of $85,208, a price-to-income ratio of 1.8. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Niagara County, 14105 ranks 2 of 18 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.3. Renting takes 8.4% of median household income (median rent $594 a month), under the 30% cost-burden threshold.

14105 ranks 674 of 1,572 statewide on median household income and 1,185 of 1,572 on median home value; its income is above the $73,463 Niagara County median. 83% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 21% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 5.4%, below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 4.5%.

With 99 residents per square mile across 51.6 square miles of land, 14105 is less dense than the statewide ZIP median of 197 (rank 935 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.