ZIP Code 14034 — Collins, New York

The median home in 14034 is valued at $150,100 against a median household income of $61,384, a price-to-income ratio of 2.4. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Erie County, 14034 ranks 15 of 59 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.8. Renting takes 18.0% of median household income (median rent $921 a month), under the 30% cost-burden threshold.

14034 ranks 1,271 of 1,572 statewide on median household income and 1,210 of 1,572 on median home value; its income is below the $75,465 Erie County median. 88% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 15% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 5.7%, below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 1.2%.

With 90 residents per square mile across 24.1 square miles of land, 14034 is far less dense than the statewide ZIP median of 197 (rank 970 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.