ZIP Code 14030 — Chaffee, New York

The median home in 14030 is valued at $204,100 against a median household income of $84,792, a price-to-income ratio of 2.4. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Erie County, 14030 ranks 11 of 59 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.8. Renting takes 10.5% of median household income (median rent $743 a month), under the 30% cost-burden threshold.

14030 ranks 688 of 1,572 statewide on median household income and 908 of 1,572 on median home value; its income is above the $75,465 Erie County median. 84% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 19% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 13.4%, above the 9.9% statewide ZIP median. Unemployment stands at 1.9%.

With 97 residents per square mile across 21.2 square miles of land, 14030 is far less dense than the statewide ZIP median of 197 (rank 939 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.