ZIP Code 13778 — Greene, New York

The median home in 13778 is valued at $161,700 against a median household income of $67,050, a price-to-income ratio of 2.4. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Chenango County, 13778 ranks 17 of 19 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.9. Renting takes 13.5% of median household income (median rent $756 a month), under the 30% cost-burden threshold.

13778 ranks 1,117 of 1,572 statewide on median household income and 1,142 of 1,572 on median home value; its income is above the $63,316 Chenango County median. 73% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 25% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 11.3%, above the 9.9% statewide ZIP median. Unemployment stands at 5.1%.

With 54 residents per square mile across 95.5 square miles of land, 13778 is far less dense than the statewide ZIP median of 197 (rank 1,146 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.