ZIP Code 13684 — Russell, New York

The median home in 13684 is valued at $111,200 against a median household income of $56,250, a price-to-income ratio of 2.0. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Saint Lawrence County, 13684 ranks 23 of 35 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.9. Renting takes 17.1% of median household income (median rent $800 a month), under the 30% cost-burden threshold.

13684 ranks 1,379 of 1,572 statewide on median household income and 1,440 of 1,572 on median home value; its income is below the $66,488 Saint Lawrence County median. 86% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 15% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 23.4%, far above the 9.9% statewide ZIP median. Unemployment stands at 5.7%.

With 7 residents per square mile across 162.3 square miles of land, 13684 is far less dense than the statewide ZIP median of 197 (rank 1,531 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.