ZIP Code 13664 — Morristown, New York

The median home in 13664 is valued at $149,100 against a median household income of $75,909, a price-to-income ratio of 2.0. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Saint Lawrence County, 13664 ranks 20 of 35 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.9. Renting takes 17.7% of median household income (median rent $1,122 a month), under the 30% cost-burden threshold.

13664 ranks 887 of 1,572 statewide on median household income and 1,218 of 1,572 on median home value; its income is above the $66,488 Saint Lawrence County median. 72% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 16% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 25.4%, far above the 9.9% statewide ZIP median and among the highest in the state. Unemployment stands at 9.3%.

With 401 residents per square mile across 1 square miles of land, 13664 is far denser than the statewide ZIP median of 197 (rank 644 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.