ZIP Code 13640 — Wellesley Island, New York

The median home in 13640 is valued at $330,500 against a median household income of $92,422, a price-to-income ratio of 3.6. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Jefferson County, 13640 ranks 30 of 33 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.7.

13640 ranks 551 of 1,572 statewide on median household income and 562 of 1,572 on median home value; its income is above the $75,673 Jefferson County median. 100% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 59% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 3.8%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 28.9%.

With 25 residents per square mile across 12.3 square miles of land, 13640 is far less dense than the statewide ZIP median of 197 (rank 1,417 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.