ZIP Code 13493 — Williamstown, New York

The median home in 13493 is valued at $109,700 against a median household income of $60,735, a price-to-income ratio of 1.8. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Oswego County, 13493 ranks 5 of 21 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.0. Renting takes 18.0% of median household income (median rent $909 a month), under the 30% cost-burden threshold.

13493 ranks 1,286 of 1,572 statewide on median household income and 1,455 of 1,572 on median home value; its income is below the $71,172 Oswego County median. 84% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 13% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 19.8%, far above the 9.9% statewide ZIP median. Unemployment stands at 6.8%.

With 33 residents per square mile across 70.6 square miles of land, 13493 is far less dense than the statewide ZIP median of 197 (rank 1,336 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.