ZIP Code 13470 — Stratford, New York

The median home in 13470 is valued at $146,600 against a median household income of $64,028, a price-to-income ratio of 2.3. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Fulton County, 13470 ranks 3 of 7 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.8. Renting takes 14.4% of median household income (median rent $771 a month), under the 30% cost-burden threshold.

13470 ranks 1,190 of 1,572 statewide on median household income and 1,238 of 1,572 on median home value; its income is in line with the $66,685 Fulton County median. 83% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 16% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 35.8%, far above the 9.9% statewide ZIP median and among the highest in the state. Unemployment stands at 4.1%.

With 9 residents per square mile across 90.1 square miles of land, 13470 is far less dense than the statewide ZIP median of 197 (rank 1,523 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.