ZIP Code 13415 — New Lisbon, New York

The median home in 13415 is valued at $157,300 against a median household income of $85,417, a price-to-income ratio of 1.8. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Otsego County, 13415 ranks 3 of 25 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.4.

13415 ranks 671 of 1,572 statewide on median household income and 1,176 of 1,572 on median home value; its income is above the $69,792 Otsego County median. 100% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 39% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 25.0%, far above the 9.9% statewide ZIP median and among the highest in the state.

With 44 residents per square mile across 2.1 square miles of land, 13415 is far less dense than the statewide ZIP median of 197 (rank 1,232 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.