ZIP Code 13409 — Munnsville, New York

The median home in 13409 is valued at $126,100 against a median household income of $69,103, a price-to-income ratio of 1.8. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Madison County, 13409 ranks 5 of 19 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.3. Renting takes 15.2% of median household income (median rent $875 a month), under the 30% cost-burden threshold.

13409 ranks 1,060 of 1,572 statewide on median household income and 1,352 of 1,572 on median home value; its income is below the $74,217 Madison County median. 88% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 14% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 10.6%, above the 9.9% statewide ZIP median. Unemployment stands at 3.7%.

With 59 residents per square mile across 36 square miles of land, 13409 is far less dense than the statewide ZIP median of 197 (rank 1,111 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.