ZIP Code 13328 — Deansboro, New York

The median home in 13328 is valued at $200,800 against a median household income of $95,000, a price-to-income ratio of 2.1. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Oneida County, 13328 ranks 12 of 39 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.3. Renting takes 10.9% of median household income (median rent $863 a month), under the 30% cost-burden threshold.

13328 ranks 519 of 1,572 statewide on median household income and 916 of 1,572 on median home value; its income is above the $82,060 Oneida County median. 89% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 26% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 2.8%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 0.8%.

With 83 residents per square mile across 15.7 square miles of land, 13328 is far less dense than the statewide ZIP median of 197 (rank 999 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.