ZIP Code 13315 — Burlington Flats, New York

The median home in 13315 is valued at $190,200 against a median household income of $65,417, a price-to-income ratio of 2.9. That is in line with the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Otsego County, 13315 ranks 21 of 25 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.4. Renting takes 12.2% of median household income (median rent $665 a month), under the 30% cost-burden threshold.

13315 ranks 1,153 of 1,572 statewide on median household income and 970 of 1,572 on median home value; its income is below the $69,792 Otsego County median. 86% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 19% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 15.1%, far above the 9.9% statewide ZIP median. Unemployment stands at 1.7%.

With 25 residents per square mile across 48.7 square miles of land, 13315 is far less dense than the statewide ZIP median of 197 (rank 1,417 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.