ZIP Code 13313 — Bridgewater, New York

The median home in 13313 is valued at $81,500 against a median household income of $36,328, a price-to-income ratio of 2.2. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Oneida County, 13313 ranks 18 of 39 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.3. Renting takes 23.8% of median household income (median rent $721 a month), under the 30% cost-burden threshold.

13313 ranks 1,548 of 1,572 statewide on median household income and 1,550 of 1,572 on median home value; its income is far below the $82,060 Oneida County median. 68% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 3% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 27.0%, far above the 9.9% statewide ZIP median and among the highest in the state. Unemployment stands at 0.8%.

With 170 residents per square mile across 3.3 square miles of land, 13313 is less dense than the statewide ZIP median of 197 (rank 814 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.