ZIP Code 13155 — South Otselic, New York

The median home in 13155 is valued at $92,500 against a median household income of $66,146, a price-to-income ratio of 1.4. That is far below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Chenango County, 13155 ranks 2 of 19 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.9. Renting takes 16.9% of median household income (median rent $929 a month), under the 30% cost-burden threshold.

13155 ranks 1,141 of 1,572 statewide on median household income and 1,522 of 1,572 on median home value; its income is in line with the $63,316 Chenango County median. 83% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 19% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 13.1%, above the 9.9% statewide ZIP median. Unemployment stands at 11.8%.

With 27 residents per square mile across 24.4 square miles of land, 13155 is far less dense than the statewide ZIP median of 197 (rank 1,388 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.