ZIP Code 13141 — Preble, New York

The median home in 13141 is valued at $159,900 against a median household income of $83,125, a price-to-income ratio of 1.9. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Cortland County, 13141 ranks 4 of 9 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.0. Renting takes 15.9% of median household income (median rent $1,104 a month), under the 30% cost-burden threshold.

13141 ranks 721 of 1,572 statewide on median household income and 1,154 of 1,572 on median home value; its income is above the $70,111 Cortland County median. 90% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 28% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 2.4%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 0.6%.

With 45 residents per square mile across 14.4 square miles of land, 13141 is far less dense than the statewide ZIP median of 197 (rank 1,225 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.