ZIP Code 13081 — King Ferry, New York

The median home in 13081 is valued at $259,100 against a median household income of $89,583, a price-to-income ratio of 2.9. That is in line with the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Cayuga County, 13081 ranks 16 of 16 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.2. Renting takes 17.4% of median household income (median rent $1,300 a month), under the 30% cost-burden threshold.

13081 ranks 596 of 1,572 statewide on median household income and 712 of 1,572 on median home value; its income is above the $72,762 Cayuga County median. 87% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 43% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 6.5%, below the 9.9% statewide ZIP median. Unemployment stands at 0.7%.

With 38 residents per square mile across 28.7 square miles of land, 13081 is far less dense than the statewide ZIP median of 197 (rank 1,290 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.