ZIP Code 13042 — Cleveland, New York

The median home in 13042 is valued at $131,100 against a median household income of $102,031, a price-to-income ratio of 1.3. That is far below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Oswego County, 13042 ranks 1 of 21 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.0. Renting takes 15.0% of median household income (median rent $1,272 a month), under the 30% cost-burden threshold.

13042 ranks 438 of 1,572 statewide on median household income and 1,330 of 1,572 on median home value; its income is above the $71,172 Oswego County median. 90% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 31% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 6.6%, below the 9.9% statewide ZIP median. Unemployment stands at 4.6%.

With 55 residents per square mile across 34.3 square miles of land, 13042 is far less dense than the statewide ZIP median of 197 (rank 1,138 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.