ZIP Code 12930 — Dickinson Center, New York

The median home in 12930 is valued at $96,500 against a median household income of $67,458, a price-to-income ratio of 1.4. That is far below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Franklin County, 12930 ranks 1 of 20 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.1. Renting takes 16.9% of median household income (median rent $950 a month), under the 30% cost-burden threshold.

12930 ranks 1,105 of 1,572 statewide on median household income and 1,512 of 1,572 on median home value; its income is in line with the $64,639 Franklin County median. 89% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 12% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 13.0%, above the 9.9% statewide ZIP median. Unemployment stands at 4.0%.

With 24 residents per square mile across 35.9 square miles of land, 12930 is far less dense than the statewide ZIP median of 197 (rank 1,430 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.