ZIP Code 12812 — Blue Mountain Lake, New York

The median home in 12812 is valued at $392,900 against a median household income of $170,156, a price-to-income ratio of 2.3. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Hamilton County, 12812 ranks 2 of 10 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.4.

12812 ranks 68 of 1,572 statewide on median household income and 473 of 1,572 on median home value; its income is far above the $75,477 Hamilton County median. 100% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 26% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 4.5%, far below the 9.9% statewide ZIP median and among the lowest in the state.

With 3 residents per square mile across 87 square miles of land, 12812 is far less dense than the statewide ZIP median of 197 (rank 1,555 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.