ZIP Code 12787 — White Sulphur Springs, New York

The median home in 12787 is valued at $529,200 against a median household income of $57,958, a price-to-income ratio of 9.1. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Sullivan County, 12787 ranks 37 of 37 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.4.

12787 ranks 1,348 of 1,572 statewide on median household income and 347 of 1,572 on median home value; its income is below the $73,919 Sullivan County median. 98% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 12% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 10.7%, above the 9.9% statewide ZIP median.

With 52 residents per square mile across 2.5 square miles of land, 12787 is far less dense than the statewide ZIP median of 197 (rank 1,169 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.