ZIP Code 12776 — Roscoe, New York

The median home in 12776 is valued at $238,800 against a median household income of $79,875, a price-to-income ratio of 3.0. That is in line with the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Sullivan County, 12776 ranks 14 of 37 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.4. Renting takes 18.5% of median household income (median rent $1,234 a month), under the 30% cost-burden threshold.

12776 ranks 783 of 1,572 statewide on median household income and 757 of 1,572 on median home value; its income is above the $73,919 Sullivan County median. 89% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 35% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 9.2%, below the 9.9% statewide ZIP median. Unemployment stands at 1.2%.

With 18 residents per square mile across 115.6 square miles of land, 12776 is far less dense than the statewide ZIP median of 197 (rank 1,475 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.