ZIP Code 12729 — Cuddebackville, New York

The median home in 12729 is valued at $296,500 against a median household income of $67,917, a price-to-income ratio of 4.4. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Orange County, 12729 ranks 36 of 38 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.4. Renting takes 24.7% of median household income (median rent $1,400 a month), under the 30% cost-burden threshold.

12729 ranks 1,090 of 1,572 statewide on median household income and 628 of 1,572 on median home value; its income is below the $105,400 Orange County median. 70% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 27% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 10.3%, in line with the 9.9% statewide ZIP median. Unemployment stands at 8.9%.

With 59 residents per square mile across 22.1 square miles of land, 12729 is far less dense than the statewide ZIP median of 197 (rank 1,111 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.