ZIP Code 12726 — Cochecton, New York

The median home in 12726 is valued at $308,300 against a median household income of $73,919, a price-to-income ratio of 4.2. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Sullivan County, 12726 ranks 29 of 37 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.4. Renting takes 12.1% of median household income (median rent $748 a month), under the 30% cost-burden threshold.

12726 ranks 935 of 1,572 statewide on median household income and 603 of 1,572 on median home value; its income is in line with the $73,919 Sullivan County median. 91% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 33% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 8.9%, below the 9.9% statewide ZIP median. Unemployment stands at 3.5%.

With 35 residents per square mile across 33 square miles of land, 12726 is far less dense than the statewide ZIP median of 197 (rank 1,312 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.