ZIP Code 12721 — Bloomingburg, New York

The median home in 12721 is valued at $307,800 against a median household income of $84,188, a price-to-income ratio of 3.7. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Sullivan County, 12721 ranks 26 of 37 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.4. Renting takes 20.4% of median household income (median rent $1,432 a month), under the 30% cost-burden threshold.

12721 ranks 698 of 1,572 statewide on median household income and 604 of 1,572 on median home value; its income is above the $73,919 Sullivan County median. 76% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 25% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 15.3%, far above the 9.9% statewide ZIP median. Unemployment stands at 5.3%.

With 307 residents per square mile across 24.7 square miles of land, 12721 is far denser than the statewide ZIP median of 197 (rank 683 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.