ZIP Code 12583 — Tivoli, New York

The median home in 12583 is valued at $390,700 against a median household income of $69,063, a price-to-income ratio of 5.7. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Dutchess County, 12583 ranks 29 of 29 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.6. Renting takes 28.1% of median household income (median rent $1,616 a month), under the 30% cost-burden threshold.

12583 ranks 1,063 of 1,572 statewide on median household income and 475 of 1,572 on median home value; its income is below the $97,367 Dutchess County median. 68% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 48% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 20.1%, far above the 9.9% statewide ZIP median. Unemployment stands at 5.2%.

With 165 residents per square mile across 11.7 square miles of land, 12583 is less dense than the statewide ZIP median of 197 (rank 818 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.