ZIP Code 12534 — Hudson, New York

The median home in 12534 is valued at $260,800 against a median household income of $76,086, a price-to-income ratio of 3.4. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Columbia County, 12534 ranks 8 of 22 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.6. Renting takes 20.4% of median household income (median rent $1,296 a month), under the 30% cost-burden threshold.

12534 ranks 883 of 1,572 statewide on median household income and 705 of 1,572 on median home value; its income is below the $84,396 Columbia County median. 62% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 33% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 16.5%, far above the 9.9% statewide ZIP median. Unemployment stands at 4.5%.

With 197 residents per square mile across 88.6 square miles of land, 12534 is in line with the statewide ZIP median of 197 (rank 782 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.