ZIP Code 12516 — Copake, New York

The median home in 12516 is valued at $227,000 against a median household income of $126,667, a price-to-income ratio of 1.8. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Columbia County, 12516 ranks 1 of 22 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.6. Renting takes 19.0% of median household income (median rent $2,008 a month), under the 30% cost-burden threshold.

12516 ranks 229 of 1,572 statewide on median household income and 800 of 1,572 on median home value; its income is far above the $84,396 Columbia County median. 90% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 34% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 9.2%, below the 9.9% statewide ZIP median. Unemployment stands at 1.0%.

With 85 residents per square mile across 20.5 square miles of land, 12516 is far less dense than the statewide ZIP median of 197 (rank 987 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.