ZIP Code 12457 — Mount Tremper, New York

The median home in 12457 is valued at $386,100 against a median household income of $73,949, a price-to-income ratio of 5.2. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Ulster County, 12457 ranks 38 of 45 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.8. Renting takes 24.3% of median household income (median rent $1,500 a month), under the 30% cost-burden threshold.

12457 ranks 934 of 1,572 statewide on median household income and 482 of 1,572 on median home value; its income is below the $84,141 Ulster County median. 70% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 46% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 5.9%, below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 2.4%.

With 103 residents per square mile across 11.4 square miles of land, 12457 is less dense than the statewide ZIP median of 197 (rank 925 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.