ZIP Code 12449 — Lake Katrine, New York

The median home in 12449 is valued at $226,900 against a median household income of $75,268, a price-to-income ratio of 3.0. That is in line with the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Ulster County, 12449 ranks 13 of 45 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.8. Renting takes 25.0% of median household income (median rent $1,571 a month), under the 30% cost-burden threshold.

12449 ranks 906 of 1,572 statewide on median household income and 801 of 1,572 on median home value; its income is below the $84,141 Ulster County median. 57% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 28% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 10.3%, in line with the 9.9% statewide ZIP median. Unemployment stands at 4.6%.

With 788 residents per square mile across 3.7 square miles of land, 12449 is far denser than the statewide ZIP median of 197 (rank 545 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.