ZIP Code 12413 — Cairo, New York

The median home in 12413 is valued at $208,200 against a median household income of $53,958, a price-to-income ratio of 3.9. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Greene County, 12413 ranks 21 of 31 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.2. Renting takes 28.4% of median household income (median rent $1,278 a month), under the 30% cost-burden threshold.

12413 ranks 1,421 of 1,572 statewide on median household income and 887 of 1,572 on median home value; its income is below the $83,409 Greene County median. 60% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 20% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 13.0%, above the 9.9% statewide ZIP median. Unemployment stands at 3.2%.

With 205 residents per square mile across 16.6 square miles of land, 12413 is in line with the statewide ZIP median of 197 (rank 771 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.