ZIP Code 12203 — Albany, New York

The median home in 12203 is valued at $258,800 against a median household income of $80,055, a price-to-income ratio of 3.2. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Albany County, 12203 ranks 21 of 32 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.0. Renting takes 20.1% of median household income (median rent $1,342 a month), under the 30% cost-burden threshold.

12203 ranks 779 of 1,572 statewide on median household income and 714 of 1,572 on median home value; its income is below the $89,360 Albany County median. 49% of households own their home, below the 80% statewide ZIP median, so most residents rent. 54% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 14.8%, above the 9.9% statewide ZIP median. Unemployment stands at 4.3%.

With 2,892 residents per square mile across 10.4 square miles of land, 12203 is far denser than the statewide ZIP median of 197 (rank 350 of 1,572). This is predominantly single-family residential with suburban street patterns.