ZIP Code 12186 — Voorheesville, New York

The median home in 12186 is valued at $338,200 against a median household income of $116,053, a price-to-income ratio of 2.9. That is in line with the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Albany County, 12186 ranks 14 of 32 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.0. Renting takes 11.7% of median household income (median rent $1,132 a month), under the 30% cost-burden threshold.

12186 ranks 313 of 1,572 statewide on median household income and 547 of 1,572 on median home value; its income is above the $89,360 Albany County median. 85% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 52% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 6.5%, below the 9.9% statewide ZIP median. Unemployment stands at 6.0%.

With 200 residents per square mile across 33.1 square miles of land, 12186 is in line with the statewide ZIP median of 197 (rank 777 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.