ZIP Code 12140 — Poestenkill, New York

The median home in 12140 is valued at $305,400 against a median household income of $120,476, a price-to-income ratio of 2.5. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Rensselaer County, 12140 ranks 13 of 26 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.6. Renting takes 10.0% of median household income (median rent $1,005 a month), under the 30% cost-burden threshold.

12140 ranks 282 of 1,572 statewide on median household income and 610 of 1,572 on median home value; its income is above the $90,583 Rensselaer County median. 91% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 45% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 9.8%, in line with the 9.9% statewide ZIP median. Unemployment stands at 1.5%.

With 212 residents per square mile across 7.2 square miles of land, 12140 is denser than the statewide ZIP median of 197 (rank 758 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.