ZIP Code 12131 — North Blenheim, New York

The median home in 12131 is valued at $158,300 against a median household income of $58,929, a price-to-income ratio of 2.7. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Schoharie County, 12131 ranks 8 of 17 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.7. Renting takes 22.9% of median household income (median rent $1,125 a month), under the 30% cost-burden threshold.

12131 ranks 1,328 of 1,572 statewide on median household income and 1,169 of 1,572 on median home value; its income is below the $70,938 Schoharie County median. 82% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 25% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 13.9%, above the 9.9% statewide ZIP median. Unemployment stands at 12.2%.

With 18 residents per square mile across 11.6 square miles of land, 12131 is far less dense than the statewide ZIP median of 197 (rank 1,475 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.